Mutual Fund Calculator

Economics is the recent talk in the town! A global slowdown is on the rise and some economists say that a recession is expected in 2020. In such a situation, it is crucial to invest our money in the right places. At Mutual Fund Sahi Hai, you have the option to invest through tens of diverse Equity, Debt or Liquid funds.

Mutual Fund Calculator with Inflation

Basically, mutual funds invest the money in stocks and bonds. So, why should we invest through them and not directly? The simple answer is that we have professional managers who do a lot of research about various stocks and bonds and then invest accordingly. For a small fee, you not only get a well-qualified fund manager but also get administrative and accounting services for the investments. Another question that arises is that why one should invest through mutual funds rather than investing in fixed deposits? FDs give a fixed return every year and are thus considered a safe investment. However, it usually gives fewer returns than the inflation rate. 

What is inflation? In layman’s term, it is the increase in the prices of goods and services over time. So, if you put Rs. 100 in the bank at a 6% annual rate, you would get Rs. 106 at the end of the year. But, the inflation rate of India is 7% which puts you in a loss. This is where mutual funds beat the fixed deposits. We provide a mutual fund calculator in which you can calculate the inflated amount to your present amount. A sum of Rs. 100,000 would be equivalent to Rs. 197,000 at an annual inflation rate of 7% over a period of 10 years. Our mutual fund calculator with inflation tells you how much returns your investments need to make to main the present standard of living. With us, you can make the right investments and get inflation-beating returns! 

For those who do not wish to invest all the amount at once, we also provide a systematic investment plan (SIP). It allows you to invest small amounts in periods rather than the whole lump at once. The mutual fund return calculator calculates the future value of your periodic SIP investment as well. It also helps you to achieve a target goal by stating the periodic SIP investment that you would have to make for a certain number of years. 

However, these mutual fund calculator with inflation is just for illustrations, as mutual funds do not give a fixed rate of return. It all depends on the volatility of the market and the economy. But, it is a great convenience for people who invest their money in future requirements.